For Sale: Saint Paul MLS# 6681428
1 / 27
Pending
NEW!
$215,000
Single Family: 2 Stories
4 br • 2 ba • Built 1909
1,914 sqft • 0.1 acres
St. Paul schools
MLS# 6681428
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Property Description
Located on a quiet street just minutes from Lake Phalen, this well-maintained home offers numerous updates. Recent improvements include new AC, furnace, and water heater, along with a UV air purifier on the furnace. New insulation in the walls and attic, and newer windows provide improved energy efficiency. The main level features a large kitchen with ample space for an island. There is a south-facing 3-season front porch, and a spacious mudroom at the back. Luxury vinyl flooring has been installed throughout the main floor living spaces. Upstairs, there are four bedrooms and a convenient second-floor laundry room. Bathrooms are located on both levels. Bonus room on main. Outside, a storage shed provides additional space for tools and equipment. This is definitely worth a look!
Listing
Listing Status:
Pending
Contingency:
None
List Price:
$215,000
Price per sq ft:
$112
Property Type:
Single Family
City:
Saint Paul
Garage Spaces:
0
County:
Ramsey
Year Built:
1909
State:
MN
Property Style:
2 Stories
Zip Code:
55106
Neighborhood/Area:
Payne-Phalen
Subdivision Name:
Howards Add To St Paul
Interior
Bedrooms:
4
Bathrooms:
2
Finished Area:
1,914 ft2
Total Fireplaces:
0
Living Area:
1,914 ft2
Common Wall:
No
Appliances Included:
- Dryer
- Gas Water Heater
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
Basement Details:
- Full
- Unfinished
Exterior
Stories:
Two
Garage Spaces:
0
Other Parking Spaces:
2
Air Conditioning:
Central Air
Foundation Size:
957 ft2
Fencing:
Wood
Handicap Accessible:
None
Out Buildings:
Storage Shed
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
Concrete
Unit Amenities:
Kitchen Window
Road Frontage:
City Street
Exterior Material:
Stucco
Roof Details:
- Age Over 8 Years
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
1
Bathroom Details:
- Main Floor 3/4 Bath
- Upper Level Full Bath
Dining/Kitchen:
Separate/Formal Dining Room
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom 1 | 16 x 10 | 160 |
| Bedroom 2 | 8 x 8 | 64 |
| Bedroom 3 | 13 x 9 | 117 |
| Bedroom 4 | 11 x 10 | 110 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Living Room | 15 x 13 | 195 |
| Dining Room | 14 x 13 | 182 |
| Kitchen | 15 x 10 | 150 |
| Flex Room | 13 x 8 | 104 |
Lot & Land
Acres:
0.1
Geolocation:
44.971484, -93.06122
Lot Dimensions:
113 x 40
Zoning:
Residential-Single Family
Schools
School District:
625
District Phone:
651-767-8100
Financial & Taxes
Tax Year:
2024
Annual Taxes:
$3,056
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$3,056
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Power Company Name:
Xcel Energy
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
| 2026 | $1,830 | $11,571 | $13,401 | $170,170 |
| 2027 | $1,957 | $11,444 | $13,401 | $168,213 |
| 2028 | $2,094 | $11,307 | $13,401 | $166,120 |
| 2029 | $2,240 | $11,161 | $13,401 | $163,880 |
| 2030 | $2,396 | $11,005 | $13,401 | $161,484 |
| 2031 | $2,563 | $10,838 | $13,401 | $158,921 |
| 2032 | $2,742 | $10,659 | $13,401 | $156,180 |
| 2033 | $2,933 | $10,468 | $13,401 | $153,247 |
| 2034 | $3,137 | $10,263 | $13,401 | $150,109 |
| 2035 | $3,356 | $10,045 | $13,401 | $146,753 |
| 2036 | $3,590 | $9,811 | $13,401 | $143,163 |
| 2037 | $3,840 | $9,560 | $13,401 | $139,323 |
| 2038 | $4,108 | $9,292 | $13,401 | $135,214 |
| 2039 | $4,395 | $9,006 | $13,401 | $130,820 |
| 2040 | $4,701 | $8,700 | $13,401 | $126,118 |
| 2041 | $5,029 | $8,372 | $13,401 | $121,089 |
| 2042 | $5,380 | $8,021 | $13,401 | $115,709 |
| 2043 | $5,755 | $7,646 | $13,401 | $109,954 |
| 2044 | $6,156 | $7,244 | $13,401 | $103,798 |
| 2045 | $6,586 | $6,815 | $13,401 | $97,213 |
| 2046 | $7,045 | $6,356 | $13,401 | $90,168 |
| 2047 | $7,536 | $5,865 | $13,401 | $82,632 |
| 2048 | $8,062 | $5,339 | $13,401 | $74,570 |
| 2049 | $8,624 | $4,777 | $13,401 | $65,946 |
| 2050 | $9,225 | $4,176 | $13,401 | $56,721 |
| 2051 | $9,868 | $3,532 | $13,401 | $46,853 |
| 2052 | $10,557 | $2,844 | $13,401 | $36,296 |
| 2053 | $11,293 | $2,108 | $13,401 | $25,003 |
| 2054 | $12,080 | $1,320 | $13,401 | $12,923 |
| 2055 | $12,923 | $478 | $13,401 | $0 |
Local Home Mortgage Professionals
651-253-2144
Jason & Kim Stone
Branch Manager & Co-Branch Manager
Fairway Mortgage NMLS#1018649
Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
It would be our pleasure to assist you with your home purchase!
Listing provided by RMLS,
courtesy of VIBE Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.